SIP & Lumpsum Calculator

Visualize Your Investment Growth

Calculate the future value of your investments with a detailed year-by-year breakdown. Make informed decisions to reach your financial goals.

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Investment Calculator

The Power of Compounding

Compounding is the engine of wealth creation. It's the process where your investment returns themselves start earning returns. Over time, this effect can lead to exponential growth. Our calculator's yearly breakdown table clearly shows this principle in action, year after year.

SIP vs. Lumpsum

What is a Systematic Investment Plan (SIP)?

A SIP is an investment strategy where you invest a fixed amount of money at regular intervals (usually monthly). It's a disciplined approach that averages out your purchase cost over time (known as rupee cost averaging) and makes investing accessible to everyone, regardless of the initial capital.

What is a Lumpsum Investment?

A Lumpsum investment is when you invest a significant amount of money all at once. This strategy is typically used by investors who have a large amount of disposable capital. Its success is highly dependent on market timing, but its growth via compounding can be very powerful.